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QUO-4821 · The Okoro family
Bob logs every decision with reason codes and sources so an adviser can defend the price.
Indicative until you bind. This is a Bob (AI) estimate, not a binding offer. It becomes real cover only when a licensed adviser binds it. A standard-term life quote, sent for the family to review. Indicative until a licensed adviser binds.
Bob prices and explains; a licensed adviser sends and binds. Either action is logged with its reasons and sources.