Dana Chen

• DCDana ChenAccount holder · 41

  Primarylifehealth

  owns · life assuredLife cover

  owns · life assuredHealth cover

  owns · paysAva (health)
• JCJames ChenSpouse · 43

  No loginlife

  beneficiary 100%Life cover
• ACAva ChenChild · 9

  Consent by guardianNo loginhealth

  life assuredAva (health)

• Life cover

  Dana Chen · $750,000

  $132/mo

  active

  Renews

  12 Aug 2026

  On this policy

  Dana Chenowns · life assuredJames Chenbeneficiary 100%

  View full policy
• Health cover

  Dana Chen · Comprehensive

  $74/mo

  active

  Renews

  12 Aug 2026

  On this policy

  Dana Chenowns · life assured

  View full policy
• Ava (health)

  Ava Chen · Comprehensive (child)

  $28/mo

  pending

  Renews

  awaiting adviser sign-off

  Consent

  Health consent on file

  On this policy

  Dana Chenowns · paysAva Chenlife assured

  View full policy

Vehicles, property and other insured items appear here once general lines are added.

• Great. Will it cost much more to add her?9:41am

• Health, fractured ankleFast-tracked

• Replace Dana's income and clear the mortgage if she diedpartially met
  $450,000 gapneed $1,200,000 · covered $750,000
• Protect Ava's education if a parent diedopen
  Cover may fall short of this goal (not yet sized)
• Comprehensive health cover for Avapartially met

A dollar gap shows only where a real number exists on both sides. A recommendation to close one is advice, so a licensed adviser signs it off. One member’s health never enters another’s pricing.

• A new baby was mentioned in a chatdetected

  Unconfirmed. Bob flagged it; a licensed adviser confirms before anything changes.

  From a chat conversation, today 09:20.

• Life and health cover renews 12 August 2026detected

  From the policy schedule on file.

• Dana quoted comprehensive health cover for Ava (QUO-2087) and gave medical consent.

  web · today 09:12 Bob · AI

• Dana mentioned a new baby while asking about cover.

  chat · today 09:20 Bob · AI

• Dana asked whether to increase her life cover; Bob held it for Alex to advise.

  chat · today 09:24 Bob · AI

• Sign off Ava's health cover (QUO-2087)Overdue
  was due 2 days ago·Alex Kerr·service
• Review Dana's life-cover gap with herDue today
  due today·Alex Kerr·retention

• QUOTEadvicetoday 09:14

  Indicative health cover for Ava Chen (child), $28/mo.

  Confidence 90% in-region
• ADVERSE DECISIONadvicetoday 09:16

  Proposed health load on Ava Chen's cover, held for licensed sign-off.

  Confidence 82% in-regionHeld for licensed sign-offView in log

Your licensed adviser and Bob's in-region, DPA-backed model. Health details are never sent offshore and never used to train shared models.