Sales

Ava Chen

QUO-2087 · Dana Chen

Quote

Draft

Line

Health

Cover

Comprehensive (child)

Indicative value

$28/mo

Adviser: Alex KerrUpdated todayView clientDecision from this quote

How Bob priced it

High confidence

Comprehensive (child), hospital and specialist
Base for a child on the 5 to 12 age band with comprehensive hospital and specialist cover.
+$27
Household multi-policy discount
Ava joins a household that already holds Dana's life and health cover with Northwind.
-$3
Northwind child nurse-line
24/7 child nurse line bundled by the firm.
+$4

Indicative monthly$28/mo

Reasons and sources

Reason codes

AGE_BANDCOVER_COMPREHENSIVEDISC-HOUSEHOLD-MULTIPOLICYADDON-CHILD-NURSELINE

Cited sources

Household Graph: Ava Chen health record (consent captured)
Decision DEC-5002 (disclosed condition, held for adviser)
Northwind rate card v3.2

Bob logs every decision with reason codes and sources so an adviser can defend the price.

Indicative until you bind. This is a Bob (AI) estimate, not a binding offer. It becomes real cover only when a licensed adviser binds it. Priced on the child age band and comprehensive cover, with consent on file. A disclosed condition is held for a licensed adviser to review before this can bind, so it stays indicative.

Adviser action

Bob prices and explains; a licensed adviser sends and binds. Either action is logged with its reasons and sources.