Insurance advice that talks back.
Meet Bob, a friendly AI broker who sorts your cover in a short chat, in your own language. No forms. And a licensed adviser approves every recommendation before you see it.
- Adviser-reviewed
- Plain language
- EN · 中文 · 廣東話 · 한국어
Why Bob is different
Insurance forms ask 60 questions.
Bob asks one at a time.
The old way
Jargon, dropdowns, and a wall of fields. Most people give up.
The Bob way
You want cover that protects the mortgage if illness stops your income.
How Bob works
Three steps. No forms. No jargon.
Chat with Bob
One question at a time, in your own words or language.
Confirm, don't fill
Bob plays back what he heard. Tap Yes or Fix.
An adviser approves
A licensed human signs off before you see advice.
Everything Bob does
A calm front, a smart back.
Conversational intake
Type, tap a quick reply, or talk. Bob captures your situation the way you'd explain it to a friend.
Confirm, don't fill
Bob plays back what he understood on a card. Tap Yes, or Fix to re-ask just one thing.
Speaks your language
English, 中文, 廣東話 and 한국어, every question and notice authored natively, never machine-translated.
Adviser-approved
Bob never prices or advises alone. A licensed adviser reviews and signs off every recommendation.
Pick up anytime
Leave and resume from a secure link, on any device. Nothing is ever lost.
A person, one tap away
Ask for a human anytime. They pick up with your full context, you never repeat yourself.
Cover
One Bob, the cover for your whole life.
Income, life and health through to home, vehicle, business and farm. Tell Bob what you’re worried about and it works out which cover fits, with a licensed adviser on every recommendation.
- Income protection
- Life cover
- Trauma & critical illness
- Total & permanent disability
- Health & medical
- Mortgage & debt protection
- Home & contents
- Motor & vehicle
- Landlord & rental
- Business insurance
- Key person & business expenses
- Liability
- Farm & rural
- Commercial vehicle & fleet
For advisers & brokerages
Bob does the legwork. You make the call.
Every onboarding lands in a confidence-flagged review queue with the full record, transcript and a draft recommendation. You approve, edit or escalate, and it’s all audited for the FMA.
See the cockpit- Jordan Lee · Income protection96%
- Sina Pule · health flag71%
- Min-jun Park · vulnerable signal48%
Built for Aotearoa
Bob speaks your language, really speaks it.
- EnglishLive
- 中文普通话 · Live
- 廣東話Cantonese · Live
- 한국어Korean · Live
Good to know
Questions people
ask Bob
Straight answers on advice, cost, and who’s really behind Bob.
Talk to a person- Is Bob actually giving me advice?
- Bob gathers your situation and prepares a recommendation, but a licensed human adviser reviews and approves it before you ever see a price or advice. The AI never advises alone.
- Who's behind Bob?
- Bob is delivered by Your Generation Ltd, a licensed NZ Financial Advice Provider. You'll always be told who the licensed adviser is.
- What does it cost me?
- You pay no fee for the advice. If you take out cover, the insurer pays a commission, and Bob tells you exactly what that is.
- Can I talk to a real person?
- Anytime. One tap hands you to a licensed adviser with your full conversation attached, you won't have to start over.
Let’s sort your cover - today.
A short chat sorts your cover, and a licensed adviser checks it before anything's final. Free advice, you only pay a premium if you decide to go ahead.