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Terms of use

These terms cover your use of Bob, the service delivered by Your Generation Ltd. By using Bob you agree to them.

Last updated June 2026

Using Bob

Bob helps you gather your situation and prepares a recommendation for a licensed adviser to review. Bob is identifiable as AI at every step, and it never gives advice or sets a price on its own. Please give accurate, complete answers so your advice is sound.

Advice and approval

No advice is final until a licensed financial adviser has reviewed and approved it. Anything Bob shows before that approval is a draft for that review, not advice you should act on.

Your responsibilities

Keep your account secure and use Bob only for its intended purpose. Insurance cover is subject to the insurer's own terms, underwriting and acceptance.

Privacy

Our privacy policy explains how we handle your personal information.