How Bob is paid, and what it doesn’t change.

Bob is free for people comparing insurance. This statement explains who pays Bob and confirms that no payment affects ranking or order.

Who runs Bob

Bob is a project of NZWE, Inc., a Delaware corporation in the United States. NZWE, Inc. receives the payments described on this page.

Who pays Bob

• Advisers and firms pay for Bob’s tools: the CRM, enquiries and AI agents.
• Developers pay for higher API limits.
• Bob doesn’t receive commission from insurers for policies sold through the comparison.

What payment never changes

• The order of policies in the comparison. It is alphabetical, or the sort you choose.
• The order of advisers in the directory. Members get booking and reply times, never a higher position.
• Which policies are listed. Every reviewed policy appears.

Commission

Advisers listed on Bob may be paid commission by insurers. Each adviser’s profile shows how they’re paid, and they must disclose it before you buy.

Match scores

Match scores are calculated only from the details you enter and the published terms. They lose points for unknown terms rather than guessing.